15 ways to make money online - 7 minutes read
Want to make money, but you’re not sure where to start? Don’t worry, we’ve got you covered.
And you're not alone. More than one-quarter (27%) of Americans earned extra income from side gigs last year, according to the Report on the Economic Well-Being of U.S. Households in 2020, released in May 2021 by the Board of Governors of the Federal Reserve System.
NerdWallet rounded up 25 legitimate ways to make money — at home or out and about — and listed each option based on how fast you can get started and get paid. While most people prefer fast cash, don’t discount the “slow” gigs, as they may pay more in the long run.
How to make money online
Making money online is the sweet spot people look for in the gig economy. Whether you aspire to be a six-figure social media influencer, or are just looking to supplement your regular income with some internet gigs, we've found some viable options.
1. Pick up freelance work online
Make money online through websites such as Upwork, Fiverr and Freelancer.com. These sites offer opportunities to do a variety of freelance jobs, such as writing, programming, design, marketing, data entry and being a virtual assistant. Fluent in a second language? Check sites such as Gengo or One Hour Translation, or drum up business through a site of your own. No matter what kind of freelancing you do, keep track of the going rate for the kind of work you provide so you know if you’re charging too much or too little. Learn how to get started on Upwork.
Total time: It can take a while to get your first gig. Setup: 24 hours. How easy to start: Easy, if you have the expertise. Age threshold: 13+ but varies by site. Payment speed: Varies by site.
2. Test websites and apps
Another way to make money from home is on sites like UserTesting.com. You get paid for your thoughts on how well — or not so well — certain websites and apps worked. You’ll have to pass a short test to be accepted, then you’ll be paid $10 for each 20-minute test, which involves a recording and answering four follow-up written questions. Or you could earn up to $120 to participate in a video conversation with a customer after your test.
Total time: Approval time can vary. Setup: Less than an hour. How easy to start: Easy, if you have the tech gear and complete a sample test. Age threshold: 18+. Payment speed: Seven days.
3. Pick up tasks on Amazon's Mechanical Turk
Even in the age of automation, some jobs still require a human touch. Companies often outsource those jobs via services like Amazon’s Mechanical Turk. As a “worker,” the tasks you’ll be assigned can be tedious — tagging images, transcribing videos, classifying receipts — and can take anywhere from a few minutes to a few hours. Temporary employers or “requesters” set the price for each task and get to approve the finished product before paying you. That can leave room for scams, so do your research. Join a community like the MTurk Crowd forum, or the MTurk and Turker Nation subreddits, which can steer you away from shifty dealers. These communities and fellow “workers” can answer questions and give a realistic idea of how much money you can expect to make. Read more about Mechanical Turk as a way to make quick money online.
4. Take surveys for money
You can make money from home by taking online surveys, but don’t expect to be rolling in the dough. Survey sites don’t typically offer a big payoff, and many sites are more useful for earning gift cards than cash. Some of the more popular survey sites include Swagbucks and Survey Junkie. Read our analysis of a dozen survey sites to find out which one is best suited for you.
5. Make money from your blog as an affiliate
If you’re a blogger who gets decent traffic, you could make money by joining an affiliate network. Affiliates (that’s you) get paid when someone clicks through from the website to the partner site and buys something there. Some bloggers make a lot of money this way. Read more about affiliate marketing and other ways bloggers can make money.
6. Sell your wares on Etsy
Have a penchant for woodworking, jewelry-making, embroidery or pottery? Sell your goods on Etsy, the go-to site for artisans selling home goods, art and knickknacks. Etsy boasts almost 82 million active buyers and grossed over $10 billion in merchandise sales in 2020, according to the website. Learn more about how to make money on Etsy.
7. Get advertising revenue from your blog or YouTube channel
Turn your cat videos into cash videos. If your YouTube videos or blog posts draw a big audience, you may be able to make money from advertising. With Google AdSense, businesses pay to advertise around your content. The service is free, but there are requirements you must meet. Read more about how to make money on YouTube and Google AdSense.
8. Become an Instagram influencer
Companies are using Instagram influencers — people with large, dedicated followings on the platform — to rep their products. You can get in on the action by applying for opportunities via a marketing platform like Open Influence or AspireIQ, or by contacting the brands you want to work with. Read more about how to make money on Instagram. (You can also make money on TikTok this way.)
9. Monetize your Twitch channel
Gaming could be a way to make money from home if you have a steady following on Twitch, the go-to site for gamers. Broadcasters can receive donations from viewers and even get a share of subscription and ad revenue if they reach Affiliate or Partner status. Learn more about how to make money on Twitch.
10. Sell your photography
Turn your photographs into cash via sites like Fine Art America, which lets you upload your images to sell as prints, T-shirts, phone cases and more. Other marketplaces for photographers include SmugMug, 500px and PhotoShelter. Some sites require a subscription but may provide features ranging from cloud storage to password-protected galleries and a customized website.
How to make money from home
Some side hustles don't even require you to leave the house. Or if it does, it might just be a short walk around the block with a furry friend. Working from home requires a little creativity and a stick-to-it spirit.
Here are some excellent ideas for work-from-home gigs:
11. Become a dog walker or dog sitter
Love dogs? Make money by becoming a dog walker. Apps like Wag and Rover offer on-demand dog walking, so you can pick up walks when your schedule allows. If you have space (and your landlord’s permission, if you rent), you could offer overnight dog boarding. Read the fine print if you sign up for these services.
12. Sell unused gift cards
Make extra money by selling unused gift cards on a site like CardCash or GiftCash. These websites say they will pay you up to 92% of the card’s value. On CardCash, you can also trade in your card for one you’ll use. Read more about what to do with unwanted gift cards.
13. List your spare bedroom on Airbnb
Renting out your home or spare bedroom on vacation rental sites is another way to make extra money. Be prepared to spend some money to clean and keep up the property, replace home goods and pay toward service fees. And scrutinize your rental agreement before you get started.
How to make money offline
There's online and at-home ways to make extra money — and then there's a third alternative: offline. This version of the gig economy may require a little more legwork, but the upside can be substantial. Here are offline ways to make money.
14. Sell your gently used clothes
Selling clothes you no longer wear is a quick way to make some money. Start with local consignment shops for faster cash or use sites like ThredUp and Poshmark to find buyers. If you go the online route, be sure to take clear, well-lit photos of your pieces and research similar items to set competitive prices. Get tips on how to sell your clothing.
15. Trade in old phones, electronics for cash
Have an old phone, iPad or gaming system lying around? Sell it on a site like Swappa or Gazelle. Check out Amazon’s trade-in program, which pays participants in Amazon gift cards — and eBay, too. If you’re in a rush, try an ecoATM kiosk, which offers cash on the spot for your device.