Getting a loan is a quick and convenient way to address your financial needs, whether planned or unexpected. On Bajaj Markets, you can explore and apply for a plethora of Bajaj Finance Loan options specially tailored for various purposes.

You can apply for your preferred loan online in just a few clicks and get the funding you need. The loans also come with competitive interest rates, making them an affordable choice.

Various Types of Loans

Here are the Bajaj Finance Loan options you can choose from:

Business Loan

Every business, whether it is a newly launched small business or a well-settled one, requires funding to operate. A business comes with a number of expenses, such as purchasing or renting a workspace, paying utility bills, covering payroll expenses of employees, and purchasing raw materials, among others.

With a Bajaj Finance business loan, you can get funding of up to ₹30 Lakhs at an affordable interest rate starting from 9.75% p.a. You can manage the operational activities of your business with the borrowed sum. Getting funds at the right time can also help you capitalise on growth and expansion opportunities.

Personal Loan

Personal loans are great financial tools to access funding quickly. Since these types of loans do not come with any restrictions on the end usage of the borrowed amount, you can use them to tackle your financial needs. 

Be it making a down payment for your car, paying the school fees of your children, covering unexpected medical expenses or taking a vacation, you can cover every expense with ease. You can get a personal loan of up to ₹35 Lakhs from Bajaj Finance with an annual interest rate starting at 11% and a flexible repayment tenure of up to 6 years.

Professional Loan

Professional loans provide the necessary financial support to start or expand your career. These loans are tailored to meet the specific needs of various professionals, like doctors, lawyers, and Chartered Accountants (CA), among others. 

You can use this funding for numerous purposes, like expanding your practice, paying the fees for your higher education, and purchasing equipment, among others. Bajaj Finance offers professional loans of up to ₹50 Lakhs to help meet all your profession-related financial needs. 

What’s more, you can get the required funding with an affordable interest rate starting from 11% p.a. with minimal formalities.

Gold Loan

Gold loans offer a quick and accessible option to secure financing by pledging your gold assets. A gold loan is an attractive lending option as it comes with minimal formalities. In a gold loan, your gold asset acts as collateral against the funds you borrow from financial institutions. 

In case you fail to repay the loan amount, lenders have the legal right to recover it through your pledged assets. This reduces the default risk for lenders, and hence, you can apply even if you have a low credit score. 

When you repay the borrowed amount, you can take your gold valuables from the lender. Bajaj Finance offers gold loans of up to ₹2 Crores at a minimum interest rate of 9.50% annually.

Loan Against FD

Bajaj Finance also offers loans against fixed deposits (FDs), which are an easy and reliable means to opt for funding without liquidating your savings. By leveraging your fixed deposit investment as collateral, you can secure loans of up to 75% of the deposit value. 

Since you do not need to liquidate your investment to get the funding, you continue earning interest on your deposits. As your fixed deposit serves as collateral against the loan, you can get the funding with minimal eligibility and documentation requirements.

Used Car Loan

Bajaj Finance also offers used car loans of up to ₹77 Lakhs on Bajaj Markets. With this loan, you can finance the purchase of a pre-owned car. Since getting a new car can be expensive and may need more funding, this option is affordable.

These loans generally come with low interest rates and flexible loan terms, depending on the value of the used car. On Bajaj Finance, you can get these loans at pocket-friendly interest rates starting at 10.50% per annum.

Steps to Apply for the Bajaj Finance Loan on Bajaj Markets

Follow this process and get the required funding seamlessly:

1. Visit the Bajaj Markets website or download the app on your smartphone

2. On the homepage, navigate to the loans section and choose ‘Bajaj Finance’

3. Explore the loan options and click on ‘Apply Now’

4. On the new page, fill out the required information and click on ‘Proceed’

5. Accept the loan offer and complete the verification to get the required funds

You can apply for any of the above loans on Bajaj Markets, which is a one-stop marketplace for your various borrowing requirements. When you apply for loans on this platform, you benefit from complete transparency of the rates, fees and charges along with hassle-free documentation. 

What’s more, the loans are processed and disbursed quickly to help you address your needs on time. Click here to get started.