The no-annual-fee Amex Blue Business cards almost never have welcome bonuses, but now you can ear... - 7 minutes read
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Two great business credit cards from American Express are currently offering rare welcome bonuses.
You can earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the card within your first three months of card membership with The Blue Business® Plus Credit Card from American Express.
The American Express Blue Business Cash™ Card is offering $250 statement credit after you make $3,000 in purchases on your card in your first three months of account opening.
See our guide to the best business credit cards.
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If you're eligible for a small-business credit card and want to earn a solid rate of American Express points or cash back on your purchases, these two new credit card welcome offers could be right up your alley.
The Blue Business® Plus Credit Card from American Express and The American Express Blue Business Cash™ Card are two great no-annual-fee business cards, but they usually don't come with welcome offers for new cardholders.
The cards are currently featuring intro bonuses of points or cash back, respectively, but we don't know how long these offers will be sticking around.
The Blue Business® Plus Credit Card from American Express
Insider’s Rating
A five pointed star
A five pointed star
A five pointed star
A five pointed star
A five pointed star
Icon of check mark inside a promo stamp
It indicates a confirmed selection.
Perks
Earn 2x Membership Rewards® Points on everyday eligible business purchases (on up to $50,000 per year in purchases, then 1X). Earn 1x Membership Rewards® Points on all other purchases.
Annual Fee
$0
Intro APR
0% intro APR on purchases for the first 12 months from account opening
Regular APR
18.49% - 26.49% Variable
Intro Offer
Earn 15,000 Membership Rewards® points
Recommended Credit
Good to Excellent
Pros
Check mark icon
A check mark. It indicates a confirmation of your intended interaction.
The rare no-annual-fee card to earn Amex Membership Rewards points
Check mark icon
A check mark. It indicates a confirmation of your intended interaction.
Solid earning rate on the first $50,000 in purchases each year
Cons
con icon
Two crossed lines that form an 'X'.
For spending above $50,000 each year, you will only earn 1 point per dollar
Product Details
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.49% - 26.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
You've got the power to use your Card beyond its credit limit* with Expanded Buying Power.
*The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
No Annual Fee
Terms Apply
The Blue Business® Plus Credit Card from American Express is currently offering a welcome bonus of 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the card within your first three months of card membership. Compared to its typical intro offer of, well, nothing, this is something to get excited about.
The Blue Business® Plus Credit Card from American Express is a great option if you want to earn Amex Membership Rewards points on your business purchases. It earns 2 points per dollar on up to $50,000 spent each calendar year, then 1 point per dollar.
The lack of bonus categories to keep track of makes this a great business rewards card for anyone who likes to keep things simple. Since we peg the valuation of Amex points at 1.8 cents apiece, the 2x earning rate amounts to a 3.6% return on your spending (up until you hit the $50,000 limit per calendar year, after which you'll earn 1 point per dollar spent — equal to a 1.8% return on spending, which still isn't shabby).
Using our same Amex point valuation, the current welcome bonus is worth $270 when you use points to book travel through Amex transfer partners.
There aren't many bells and whistles on this card beyond the solid points-earning rate. But it does offer an intro APR of 0% intro APR on purchases for the first 12 months from account opening, followed by 18.49% - 26.49% Variable APR.
Read our Amex Blue Business Plus card review to learn more.
The American Express Blue Business Cash™ Card
Insider’s Rating
A five pointed star
A five pointed star
A five pointed star
A five pointed star
A five pointed star
Icon of check mark inside a promo stamp
It indicates a confirmed selection.
Perks
Earn 2% cash back on everyday eligible business purchases (on up to $50,000 per year in purchases, then 1%). Earn 1% cash back on all other purchases.
Annual Fee
$0
Intro APR
0% intro APR on purchases for 12 months from account opening
Regular APR
18.49% - 26.49% Variable
Intro Offer
Earn a $250 statement credit
Recommended Credit
Good to Excellent
Pros
Check mark icon
A check mark. It indicates a confirmation of your intended interaction.
Good choice for earning 2% cash back on all your eligible purchases up to $50,000 a year
Check mark icon
A check mark. It indicates a confirmation of your intended interaction.
Intro APR offer
Check mark icon
A check mark. It indicates a confirmation of your intended interaction.
No annual fee
Cons
con icon
Two crossed lines that form an 'X'.
If your business spends more than $50,000 a year, you'll want to use a different card to earn bonus cash back once you meet that threshold
Product Details
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.49% - 26.49%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99%
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power.
Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
No Annual Fee
Terms Apply
The American Express Blue Business Cash™ Card is the cash-back counterpart of The Blue Business® Plus Credit Card from American Express, earning 2% cash back on up to $50,000 in purchases each calendar year (then 1% back).
This card usually doesn't come with a welcome bonus, but you can currently earn a $250 statement credit after you make $3,000 in purchases on your card in your first three months of account opening. That's worth slightly less than the potential value you can get from the current intro bonus on The Blue Business® Plus Credit Card from American Express, but if you prefer the simplicity of cash back over the work of redeeming and maximizing points, this could be the way to go.
There's also an intro APR offer on this card: 0% intro APR on purchases for 12 months from account opening followed by 18.49% - 26.49% Variable APR.
Read our Amex Blue Business Cash card review for more details.
Source: Business Insider
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